(负1×1/2)+(负1/2×1/3)+(负1/3×1/4)……(负1/2012×1/2013) = -(1×1/2+1/2×1/3+……+1/2012×1/2013) = -(1-1/2+1/2-1/3+……+1/2012-1/2013) = -(1-1/2013) = -2012/2013